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	<title>Success Is Mandatory Networking</title>
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		<title>For Those Of You Searching for Traffic The Massive Passive Profits Program Could Be For You</title>
		<link>http://successismandatorynetworking.com/for-those-of-you-searching-for-traffic-the-massive-passive-profits-program-could-be-for-you/</link>
		<comments>http://successismandatorynetworking.com/for-those-of-you-searching-for-traffic-the-massive-passive-profits-program-could-be-for-you/#comments</comments>
		<pubDate>Fri, 18 May 2012 22:35:16 +0000</pubDate>
		<dc:creator>johnscottlouis</dc:creator>
				<category><![CDATA[The Social Network]]></category>

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            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
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            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
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    Welcome glad you are here - please take the time to enjoy and don't forget to use this stuff.  because your <a href=" successismandatorytoday.com/newsletter ">Success is Mandatory Today </a><br /><br />Getting men and women to visit your internet site is something that many men and women have a big problem doing and they&#8217;re always trying to find other methods. You can find a number of different approaches that internet marketers use in order to get traffic but most of them deliver little to no traffic [...]<br /><br />If you like what you read don'rt forget to give us vote. or visit us for more at  <a href=" successismandatory.com" > Mandatory Success </a> Today<br /><br />
Related posts:<ol>
<li><a href='http://successismandatorynetworking.com/the-way-to-grow-passive-income-examples-3-uncomplicated-methods-to-construct-passive-income-streams/' rel='bookmark' title='The way to Grow Passive Income Examples &#8211; 3 Uncomplicated Methods to Construct Passive Income Streams'>The way to Grow Passive Income Examples &#8211; 3 Uncomplicated Methods to Construct Passive Income Streams</a></li>
<li><a href='http://successismandatorynetworking.com/article-marketingfeatures-of-magic-article-submitter-software-program/' rel='bookmark' title='Article MarketingFeatures of Magic Article Submitter Software program'>Article MarketingFeatures of Magic Article Submitter Software program</a></li>
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</ol>]]></description>
			<content:encoded><![CDATA[<item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    <p>Getting men and women to visit your internet site is something that many men and women have a big problem doing and they&#8217;re always trying to find other methods. You can find a number of different approaches that internet marketers use in order to get traffic but most of them deliver little to no traffic to your internet site. You&#8217;ll realize that not just any traffic will do, as the <a href="http://www.whoisjameshicks.com/mlm-system">systems</a> traffic needs to be targeted, and in a perfect world you will in addition want automated traffic coming to your website. It&#8217;s for this reason that we have chose to take an even better look at the Massive Passive Profits program that claims to have the ability to get you this type of traffic.</p>
<p> The very first thing we want to tell you right off the bat is that this <a href="http://www.top-online-earners.com/articles/why-my-lead-system-pro-will-transform-your-business-14121/?c=26386">Lead System Pro review</a> program is not free, you&#8217;ll have to pay $47 if you wish to get this automated traffic program. You&#8217;ll additionally be happy to know that this program additionally provides a 60 day money back guarantee in case you are not happy with the program. This makes this a risk free program because you have nothing to lose because if you are not happy you can ask for your no hassle refund.</p>
<p> The first thing you are going to understand is that not only are you going to be generating traffic from 68 traffic sources but the software within this program will help you receive it automatically. You&#8217;ll also be able to use this software to create multiple streams of income rather than just having one way or product to make cash from. The majority of the other so called automatic traffic software that&#8217;s available on the web will wind up breaking the service terms of loads of internet sites but that is not a problem with this software as they don&#8217;t break any internet site rules.</p>
<p> When they chose to have this software created they in addition made a decision to make a list of the things that this software would have the ability to do. One thing that they wanted to make sure the software could do is to develop an entire site for you and also have it all done on autopilot. The next thing that this software is going to do for you automatically, is post your content to your site. And naturally just having a site set up does not guarantee that you&#8217;re going to get traffic, which is why they have also made a decision to add an automatic way to syndicate your content to an enormous amount of social networking internet sites.</p>
<p> If you would like to learn more concerning this program and the various other features that this software has, you ought to take a look at their site. However because you have the 60 day cash back guarantee you have absolutely nothing to lose by trying this program.</p>
<p> Should you want to make use of a done for you selling program that pays you 100% profits, then look at this <a href="http://www.youtube.com/watch?v=Ad8puUb1_5k">Empower Network</a> review</p>
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</ol></p>]]></content:encoded>
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		<title>Network Marketing To Your Success From MLM Leaders</title>
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		<pubDate>Thu, 17 May 2012 22:35:13 +0000</pubDate>
		<dc:creator>johnscottlouis</dc:creator>
				<category><![CDATA[The Social Network]]></category>

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		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

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		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center>&nbsp;</p>
<p>&nbsp;</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
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		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

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		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3400</guid>
		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

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		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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	Welcome glad you are here - please take the time to enjoy and don't forget to use this stuff.  because your <a href=" successismandatorytoday.com/newsletter ">Success is Mandatory Today </a><br /><br />How can you develop into one among the MLM leaders when you really choose to prosper in any kind of organization venture that you are presently performing or want to get involved with, whether or not that be a serious estate investor, little enterprise owner or start in multi-level marketing? Consequently, you have to develop [...]<br /><br />If you like what you read don'rt forget to give us vote. or visit us for more at  <a href=" successismandatory.com" > Mandatory Success </a> Today<br /><br />
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            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

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            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
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    <p>How can you develop into one among the <a href="http://dannysyoon.com/mlm-leaders-prosper-network-marketing/" target="_blank">MLM leaders</a> when you really choose to prosper in any kind of organization venture that you are presently performing or want to get involved with, whether or not that be a serious estate investor, little enterprise owner or start in multi-level marketing?</p>
<p>Consequently, you have to develop your self in mastering private enhancement and have a positive attitude of reduction and happiness in any scenario that you&#8217;re within this minute in your daily life.</p>
<p>As a result, I&rsquo;m likely to provide you with five essential following tips in getting amongst the MLM leaders.<br />To be a kind of MLM leaders during this market is much more with regards to the affect that is most critical as opposed to getting in the &ldquo;positive mindset&rdquo;. 1. You need to progress believe in and relationships with specified kinds of people. It&#8217;s to try and do with establishing long time period relationships with important consumers as well as the capacity to get together with them as opposed to acquiring forward of them.</p>
<p>In case you set your plans to aid with other people and develop associations with them, you may achieve their delight in which ever you are in life. 2. The really definition from the phrase Crew Function. It occurs to generate good results, therefore you shouldn&rsquo;t drop sight of that and remain in focus as being a crew. Hence, there also correct <a href="http://www.attractionmarketingfactor.com/" target="_blank">MLM leaders</a>, but just one leader. Regardless how good that does not make them a team.</p>
<p>3. Continue to engage in communication with other MLM leaders.</p>
<p>Allow them understand what ambitions and dreams that you simply could possibly have in advance to people MLM leaders while in the business. Nonetheless, you&#8217;d like to have their feedback and remedy queries to find out if you will find other belongings you should really know to get a lot more productive about your targets and desires that you just can pass on to other <a href="http://dyoon2674.recruitleadersnow.com/" target="_blank">leaders.</a> four. Achieve more practical experience and maturity.</p>
<p>In fact, experience and maturity don&rsquo;t come with each other and isn&rsquo;t computerized both. It has to along with your accountability and steps to become certainly one of the MLM leaders in any state of affairs with your everyday life whom you are responsible for. 5. You&#8217;ll want to set a successful crew jointly. Having great group members within your team can definitely setup yourself to prosper and get in advance within your staff members to go ahead of their very own personalized achieve or achievement.</p>
<p>These are generally the 5 critical guidelines if you would like to set your own goals to be a certainly one of the MLM leaders and willing to help other individuals do the very same.</p>
<p>If performed correctly, it can get a while to expand like a leader from your efforts than you are going to unquestionably be a leader in Multi level marketing.&nbsp; In fact, it is going to just take everywhere from 6 months to 1 calendar year or two to thrive as long you keep dependable and by no means throw in the towel within the multi-level marketing and advertising business.</p>
<p>Also the possible for being considered one of the MLM leaders inside your <a href="http://dyoon1074.magneticsponsoringonline.com/" target="_blank">organization</a> or organization relatively becoming inside the center or very last in your own corporation. So, it is actually vital to usher in price from the community while in the multi-level marketing marketplace plus the likely to thrive to be a kind of MLM leaders in the discipline currently!</p>
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		<title>The Paid Survey Real Income or Just some Pocket Money?</title>
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		<pubDate>Wed, 16 May 2012 22:36:02 +0000</pubDate>
		<dc:creator>johnscottlouis</dc:creator>
				<category><![CDATA[The Social Network]]></category>

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		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
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		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
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		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

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		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

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		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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	Welcome glad you are here - please take the time to enjoy and don't forget to use this stuff.  because your <a href=" successismandatorytoday.com/newsletter ">Success is Mandatory Today </a><br /><br />Paid Surveys Real Income or Just some Pocket Money?  G’day Readers,  The Old Paid survey, they have been around since Internet Money making began and they will be here forever. BUT are Paid surveys are a way to a real Income or just a bit of pocket money for the weekends?  There is money to [...]<br /><br />If you like what you read don'rt forget to give us vote. or visit us for more at  <a href=" successismandatory.com" > Mandatory Success </a> Today<br /><br />
Related posts:<ol>
<li><a href='http://successismandatorynetworking.com/get-paid-through-online-surveys/' rel='bookmark' title='Get Paid through Online Surveys'>Get Paid through Online Surveys</a></li>
<li><a href='http://successismandatorynetworking.com/compensated-surveys-at-dwelling-evaluation/' rel='bookmark' title='Compensated Surveys At Dwelling Evaluation'>Compensated Surveys At Dwelling Evaluation</a></li>
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			<content:encoded><![CDATA[<item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    <p>Paid Surveys Real Income or Just some Pocket Money?</p>
<p> G’day Readers, </p>
<p>The Old <a href="http://onedumbaussie.com/2009/09/data-entry-get-paid-top-money-to-fill-in-surveys-and-give-your-opinion/" class="broken_link">Paid survey</a>, they have been around since Internet Money making began and they will be here forever. BUT are Paid surveys are a way to a real Income or just a bit of pocket money for the weekends?</p>
<p> There is money to be made in the paid survey Industry; however before you begin looking into paid surveys as an Income source you need to be aware of a few things.</p>
<h1> Here are My Top 5 Tips for making Paid surveys PAY.</h1>
<p> </p>
<ol>
<li>Please do this before you join any company! Research the company and see how long it has been in business, check into a forum or 2 and see what people are saying about that company. With the FREE Paid survey being so popular many of the sites claiming to pay you for your opinion are nothing more than data gathering sites. Be careful who you join and do your research. This is important.</li>
<li>Set an Income goal that is realistic and build from there. 95% of the paid survey companies and probably 100% of the free paid survey companies pay very little per survey. They are Not ripping you off they just don’t attract the biggest and best Clients. Making an Income goal of $1,000 a week is way over the top at the start. Start at $50 a week, you can achieve that with a little work easily. Then aim Higher as you build your profile and the offers get better.</li>
<li>Promote the referral program, Most of the paid survey sites offer you bonuses for referring new members, take advantage of these to supplement the income you get from Survey offers. In a lot of cases people make more money here than they do with the actual surveys.</li>
<li>Take the time to make your profile as detailed as possible in order to get the maximum amount of paid survey offers. Try and give as much info in your profile as you can, the more you tell the survey company the more likely they will match you with offers that pay. Take the time it will pay off checking the radio buttons and answering the questions honestly.</li>
<li>1 Paid survey company probably won’t make you much money; you really to need to join a couple to make sure you are getting offers regularly. In the case of the FREE Paid survey you might need to join 3 or 4 as the payouts are pretty low per survey. Put simply the more offers that are sent to your inbox the more chance you have of making money, so spread out a little.</li>
<li>(I know I said 5 tips but this one is the best advice I can Offer you regarding making money from paid surveys.) USE the money you earn wisely! The vast majority of paid survey recipients earn between $10 and $50 a week. Not a lot of money really. But if you Re-Invest that money in yourself and your business then you can turn that $10 into a $100 or more. Example: You make $15 from paid surveys. They have a referral program that pays you $5 per sign up. Why not use the $15 to buy some cheap advertising and promote the program. If you get just 3 Signups you have your $15 back. Anything above that 3 is EXTRA Money for you. Its all about leverage and making the small amounts you receive pay you bigger amounts. DO NOT Buy beer, Buy traffic and make your money work for you.</li>
</ol>
<p> </p>
<p><a href="http://onedumbaussie.com/2009/09/data-entry-get-paid-top-money-to-fill-in-surveys-and-give-your-opinion/" class="broken_link">Paid survey</a> sites offer a great Starter Income opportunity, however the Percentage of people making Real Incomes is quite small.</p>
<p> Join a few FREE Paid survey sites, I have researched out the best and they are listed at one dumb aussie dot com. I write quite a few posts on the free paid survey so they are easy to find.</p>
<p> If you are really serious about making the Paid survey Industry your vehicle to an Internet Income then you may want to take a look at this post In particular.<br />
<a href="http://onedumbaussie.com/2009/09/data-entry-get-paid-top-money-to-fill-in-surveys-and-give-your-opinion/" class="broken_link">http://onedumbaussie.com/2009/09/data-entry-get-paid-top-money-to-fill-in-surveys-and-give-your-opinion/</a></p>
<p>It is not FREE to join, but by paying a small membership fee you get way better offers and payments. By making people pay the Survey Company has a much higher quality member. They attract the highest paying surveys and they tell you about them first. The best paid survey Opportunities are OVER by the time they show up in Public search engine, if they show at all. If you really want regular $25 Plus Surveys this is how you get them.</p>
<p> YES you can earn an Income from the paid survey Industry, you just need to some homework and find the companies that have the best and highest paying offers. That is the hard part.</p>
<p> Take care and thanks for Reading.</p>
<p> One Dumb Aussie<br />
<a href="http://www.onedumbaussie.com">http://www.onedumbaussie.com</a></p>
<p>Related posts:<ol>
<li><a href='http://successismandatorynetworking.com/get-paid-through-online-surveys/' rel='bookmark' title='Get Paid through Online Surveys'>Get Paid through Online Surveys</a></li>
<li><a href='http://successismandatorynetworking.com/compensated-surveys-at-dwelling-evaluation/' rel='bookmark' title='Compensated Surveys At Dwelling Evaluation'>Compensated Surveys At Dwelling Evaluation</a></li>
<li><a href='http://successismandatorynetworking.com/simple-methods-to-make-money-fast/' rel='bookmark' title='Simple Methods To Make Money Fast'>Simple Methods To Make Money Fast</a></li>
</ol></p>]]></content:encoded>
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		<title>Forever Green -Must Read MLM Review Prior To Becoming A Member Of This Business</title>
		<link>http://successismandatorynetworking.com/forever-green-must-read-mlm-review-prior-to-becoming-a-member-of-this-business/</link>
		<comments>http://successismandatorynetworking.com/forever-green-must-read-mlm-review-prior-to-becoming-a-member-of-this-business/#comments</comments>
		<pubDate>Tue, 15 May 2012 22:37:54 +0000</pubDate>
		<dc:creator>johnscottlouis</dc:creator>
				<category><![CDATA[The Social Network]]></category>

		<guid isPermaLink="false">http://successismandatorynetworking.com/forever-green-must-read-mlm-review-prior-to-becoming-a-member-of-this-business/</guid>
		<description><![CDATA[<item>
		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

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		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

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            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
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    Welcome glad you are here - please take the time to enjoy and don't forget to use this stuff.  because your <a href=" successismandatorytoday.com/newsletter ">Success is Mandatory Today </a><br /><br />You came across on this particular page on reading theses Forever Green Reviews. This really is the best legit Mlm Review on Forever Green. Nevertheless, before you make the jump onto this company chance, I would do your due diligence beforehand if you can truly make any cash within this business. That said, I&#8217;m going [...]<br /><br />If you like what you read don'rt forget to give us vote. or visit us for more at  <a href=" successismandatory.com" > Mandatory Success </a> Today<br /><br />
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			<content:encoded><![CDATA[<item>
		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

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		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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	<p>You came across on this particular page on reading theses Forever Green Reviews. This really is the best legit Mlm Review on Forever Green. Nevertheless, before you make the jump onto this company chance, I would do your due diligence beforehand if you can truly make any cash within this business.</p>
<p>That said, I&rsquo;m going to provide you with information concerning the business, products and also the comp plan . Also, I&#8217;ll show you the right way to market the company chance to increase your chances to attain achievement in Network marketing.&nbsp;&nbsp; </p>
<p>Forever Green Company Overview</p>
<p>Forever Green that markets their very own distinctive brand name of well being goods in utilizing the multi-level advertising model. The company is presently performing company nationwide and operating in well more than ten various countries. However, Many of its reps are in the United states. If you&#8217;re open to have a look in the <a href="http://dannysyoon.com/forever-green-read-mlm-review-joining-company/" target="_blank">Forever Green</a> company chance. Therefore, you definitely came to correct web page on this Mlm review on this business.</p>
<p>Founder of Forever Green</p>
<p>In 2004 Forever Green is created by Ron Williams. It&rsquo; distribution center is found in Orem, Utah. It is also nearby is the primary headquarters also. If you do not know already, Williams has a substantial experience within the multi-level marketing business with exceptional leadership and integrity using the business.</p>
<p>He had produced successful organizations with Nu Skin and Neways. According to the Forever Green company website, the business is having excellent results in the well being and wellness and has established fulfilling clients from their products.</p>
<p>Forever Green Health and Wellness Products</p>
<p>The unique goods the company sells in the marketplace spot to the consumers that range from weight loss conduite, skin care goods, natural power, health &amp; nutritional supplements. Forever Green is certainly offering healthy foods that gives you longer life span with your health that indeed markets the company&rsquo;s products within the well being and wellness niche.</p>
<p>The most popular product the company markets is a health drink called FrequenSea. It&rsquo;s benefit&rsquo;s from theses goods that array from pain relief, lowering cholesterol and reducing high blood pressure. Nonetheless, FrequenSea is the main product that sells in the marketplace location but features a booming product line such as LegaSea, TRUessence, Essentail Oils, HYDRessence and O3 World weight reduction conduite products as well.</p>
<p>The Comp plan</p>
<p>You probably heard of different comp plans in Network marketing. Consequently, Forever Green using the uni-level strategy for their distributors. When you&#8217;re brand new rep using the business you will receive a business starter kit that ranges from $99.95 to $549.95. In July 2010, Forever Green upgraded their comp plan for those are brand name new in <a href="http://dyoon2674.25marketingmethods.com/" target="_blank">Network marketing</a> is produced to be simple and fast to be rewarded based on your efforts.</p>
<p>The critical points from the companies comp strategy is to have marketers duplicate the Forever Green&rsquo;s marketing strategies from your sponsor to get towards the degree of Team Leader. It also rewards their reps up towards 5 levels deep and also a leadership bonus pool in order to reach the highest degree from the companies comp plan in network marketing.</p>
<p>Forever Green Achievement In Multi-level marketing&nbsp;&nbsp;&nbsp; </p>
<p>After you landed on this page on going over these <a href="http://dyoon2674.limitlessleadsforlife.com/" target="_blank">Forever Green Reviews online</a>, It&#8217;s really a legitimate Mlm business opportunity. You have the potential to make a lot of cash within the business and become a top income producer as a marketer with the business.</p>
<p>If you want to attain achievement within this industry you must stand out from the crowd and not performing the marketing strategies that is taught from your upline like hassling your friends and family or cold calling leads is a waste of time.</p>
<p>However, There is a better method to generate high targeted <a href="http://dyoon2674.limitlessleadsforlife.com/" target="_blank">MLM leads</a> for your Forever Green company opportunity. It&#8217;s critical that you start talking with people on the phone or in person. You&nbsp; absolutely want to build relationships and trust with your prospects so you can start making monthly residual income in your primary Network marketing company opportunity.</p>
<p>The more prospects that you talk with face to face or on the phone will increase your chances to thrive in&nbsp; a home based business. So you just need to see yourself in getting 25-40 leads on a consistent basis. So how bad do you want it to explode your Forever Green company chance to get consistent monthly residual income checks every month?</p>
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		<title>Nuskin Overview</title>
		<link>http://successismandatorynetworking.com/nuskin-overview/</link>
		<comments>http://successismandatorynetworking.com/nuskin-overview/#comments</comments>
		<pubDate>Mon, 14 May 2012 22:35:24 +0000</pubDate>
		<dc:creator>johnscottlouis</dc:creator>
				<category><![CDATA[The Social Network]]></category>

		<guid isPermaLink="false">http://successismandatorynetworking.com/nuskin-overview/</guid>
		<description><![CDATA[Welcome glad you are here - please take the time to enjoy and don't forget to use this stuff.  because your <a href=" successismandatorytoday.com/newsletter ">Success is Mandatory Today </a><br /><br />If you&#8217;re searching to understand about Nuskin to locate out if this organization can assist you obtain the enterprise results you want, then this Nuskin Evaluation will notify you all about it. You should have the information you have to know if this corporation is right for you. What on earth is Nuskin?&#160; Nuskin is [...]<br /><br />If you like what you read don'rt forget to give us vote. or visit us for more at  <a href=" successismandatory.com" > Mandatory Success </a> Today<br /><br />
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			<content:encoded><![CDATA[<p>If you&#8217;re searching to understand about Nuskin to locate out if this organization can assist you obtain the enterprise results you want, then this Nuskin Evaluation will notify you all about it. You should have the information you have to know if this corporation is right for you.</p>
<p>What on earth is <a href="http://barrymonteiro.com/nuskin-review">Nuskin</a>?&nbsp; </p>
<p>Nuskin is often a company that sells various products by way of network marketing. This company was founded in 1984 by Blake Roney, Sandie Tillotson and Steve Lund. Nuskin incorporates a excellent popularity within the house based organization field.&nbsp;&nbsp; Not merely is Nuskin going through large progress within the United states it&#8217;s also speedily expanding and rising in many other worldwide spots, because they have founded a strong foundation above the earlier various ages.</p>
<p>The accomplishment of Nuskin for a billion dollar company could be attributed largely to their small business type which allows any person to possess the opportunity to earn an earnings by turning out to be resellers and distributors of their fine quality goods. Nuskin has countless a huge number of distributors round the world plus the number continues to be expanding each day. This quick growth in membership is due to the truth that the company gives high-demand and hot-selling good quality goods.</p>
<p>The <a href="http://barrymonteiro.com/nuskin-review">Nuskin</a> Solutions&nbsp; </p>
<p>Nuskin has a wonderful range of products from which to choose. This firm has a solution line known as AgeLoc which was manufactured to lower the visual indications of aging. This business also has a line of skin care merchandise and also a line of epidermis firming and toning products. In addition they have an extraordinary products line that features weight loss merchandise, nutritional solutions and dietary supplements.</p>
<p>Their brand name of items termed Massive Planet, includes and Maxcast, that is a web-based movie plan and Maxvault, which can be an internet based storage program.</p>
<p>The <a href="http://barrymonteiro.com/nuskin-review">Nuskin</a> Enterprise Opportunity</p>
<p>To become a Nuskin distributor, you&#8217;re essential to shell out a start-up fee and preserve a regular acquire of items. This is called your &ldquo;personal profits volume&rdquo; or PSV. You are able to sell the products or retain them for personal use.</p>
<p>The compensation plan will allow you to get paid commissions in a number of ways, which includes upfront commissions and long-term residual cash flow. In other words, the moment you become an affiliate seller in the method you are able to generate commissions by creating direct sale with the solutions as well as proportion commissions from your efforts with the folks that you recruit to offer less than you.</p>
<p>When you recruit people you begin developing residual money by forming what on earth is called a &ldquo;downline.&rdquo; Your downline is your individual income team so you retain a proportion monthly of sales quantity generated by distributors inside your downline. The more distributors and profits you make, the bigger the commissions you get paid each month.</p>
<p>Top-level leaders get paid bonuses according to the company&rsquo;s incoming revenue. Nuskin&rsquo;s comp plan is excellent and for the formidable human being Nuskin can be a extremely lucrative organization venture.</p>
<p>Why You need to Join<a href="http://barrymonteiro.com/nuskin-review"> Nuskin</a></p>
<p>This Nuskin Critique shows this is an extremely credible organization that supplies the opportunity for any enterprising person to have a worthwhile enterprise. They&#8217;ve got excellent solutions, a generous pay plan along with a superior conduite team. Nuskin offers a company design that you just can implement to develop a wildly productive company.</p>
<p>Nuskin continues to flourish more than the ages that&#8217;s the very first superior indication that it&#8217;s secure and prosperous. The corporation is very well-liked and it has designed a stable foundation in the multi level marketing arena. Like in almost any company venture, attaining achievement during this business will rely in your efforts and mentorship. You&#8217;ll have entry to every one of the help you need after you be a part of the organization as a distributor.</p>
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		<title>Alivemax: Just What Do They Have To Offer?</title>
		<link>http://successismandatorynetworking.com/alivemax-just-what-do-they-have-to-offer/</link>
		<comments>http://successismandatorynetworking.com/alivemax-just-what-do-they-have-to-offer/#comments</comments>
		<pubDate>Sun, 13 May 2012 22:45:08 +0000</pubDate>
		<dc:creator>johnscottlouis</dc:creator>
				<category><![CDATA[The Social Network]]></category>

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		<description><![CDATA[<item>
		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center>&nbsp;</p>
<p>&nbsp;</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
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<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3400</guid>
		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

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		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center>&nbsp;</p>
<p>&nbsp;</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
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		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

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		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3400</guid>
		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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	Welcome glad you are here - please take the time to enjoy and don't forget to use this stuff.  because your <a href=" successismandatorytoday.com/newsletter ">Success is Mandatory Today </a><br /><br />A lot of people have become really conscious of their health. Some have tried enrolling themselves in health and fitness programs and some are taking lots of vitamins and other organic stuff. But, how do we know that we are getting the right amount of nutrients? Lo and behold Alivemax! It seeks to promote health [...]<br /><br />If you like what you read don'rt forget to give us vote. or visit us for more at  <a href=" successismandatory.com" > Mandatory Success </a> Today<br /><br />
Related posts:<ol>
<li><a href='http://successismandatorynetworking.com/efficient-online-marketing-strategies-that-offer-results/' rel='bookmark' title='Efficient Online Marketing Strategies that Offer Results'>Efficient Online Marketing Strategies that Offer Results</a></li>
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			<content:encoded><![CDATA[<item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    <p>A lot of people have become really conscious of their health. Some have tried  enrolling themselves in health and fitness programs and some are taking lots of  vitamins and other organic stuff. But, how do we know that we are getting the  right amount of nutrients? Lo and behold <strong>Alivemax</strong>! It seeks to  promote health and wellness to individuals.</p>
<h2>&nbsp;<br />Alivemax The Company</h2>
<p><strong>Alivemax</strong> is actually a network marketing company which  started in April, 2009. It was founded by CEO Nauder Khazan. This business  program offers spray-based health products and they come in three main spray  product catagories which are anti-aging, multi-vitamins and vitality products  respectively.</p>
<p>Their main goal is to keep us all in sound body. Each of the spray-based  products is filled with powerful ingredients that would greatly help in  promoting good health. Let us get to know the components of each spray-based  products and its effectiveness.</p>
<h2>&nbsp;<br />Alivemax Spray Products</h2>
<p>This anti-aging spray-based product from Alivemax contains Resveratrol, its  active ingredient which has strong anti-aging properties. The company also has  spray-based multivitamins which are packed with a multitude of vitamins and  trace minerals that would help strengthen natural immunity.&nbsp; Its vitality  products help increase energy levels, especially the libido.</p>
<p>&nbsp;</p>
<h2>Taking Part In The Alivemax Business</h2>
<p>If you would like to use or sell the products, the steps involved are  actually very simple. All you have to do is to enroll for their free tour. Once  you are done with that, you can be considered as a pre-enrollee.</p>
<p>There may be some fees needed to sign up for this. However, you need not  worry if you are on a tight budget. They offer you three ways for getting  enrolled. You have the opportunity to choose whichever option is best for  you.</p>
<p>You just have to make sure that you are already pre-enrolled in the program  because thats the only time that they will start sending you emails about your  application process.</p>
<h2>&nbsp;<br />Alivemax As An MLM</h2>
<p>If you have plans for starting a home based business, <a href="http://numisprosperitymastermind.com/profiles/blogs/alivemax-just-what-do-they-have-to-offer" target="_blank"><em>Alivemax</em></a> could  be ideal for you. By joining, you are hitting two birds with just one stone. You  get the opportunity to earn money and at the same time benefitting from the  health products of the business program.</p>
<p>However, keep in mind that since <a href="http://numisprosperitymastermind.com/profiles/blogs/alivemax-just-what-do-they-have-to-offer" target="_blank"><span style="text-decoration: underline">Alivemax</span></a> is a multilevel marketing  business and this involves every ounce of your commitment, plus a great deal of  hard work to achieve success in the business.</p>
<p>Any business you decide join will have to be marketed and promoted.&nbsp; So, the  easiest and simplest way to do this is to join and follow a proven lead  generation system.&nbsp; This system will guide you step by step through all the  proven lead generation strategies.&nbsp; You will then be able to incorporate these  strategies into your business plan and generate all the leads you will need to  be successful.</p>
<p>Most people will not succeed in their make money online marketing business,  because they do not have the knowledge that is needed to sponsor 1 to 2 people  per day. Learn how to separate yourself from the crowd and learn how to generate  your own leads, and make money even if they don&#8217;t join your business, <a href="http://myleadcompany.com/bessy/" target="_blank">CLICK HERE</a> for your FREE training and learn the secrets needed to build a incredibly  successful business.<br /><span>&nbsp;</span></p>
<p style="text-align: center"><span style="font-size: 18px"><span style="font-size: 18px"><a href="https://apps.facebook.com/governmentapproved/?u=multiprofitsystem">Click  Here&nbsp;to Discover a Turnkey Life Changing Income&nbsp;Network Marketing System</a></span></span></p>
<p>Related posts:<ol>
<li><a href='http://successismandatorynetworking.com/efficient-online-marketing-strategies-that-offer-results/' rel='bookmark' title='Efficient Online Marketing Strategies that Offer Results'>Efficient Online Marketing Strategies that Offer Results</a></li>
</ol></p>]]></content:encoded>
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		<title>Increase Your Profits with the Ideal WordPress Theme</title>
		<link>http://successismandatorynetworking.com/increase-your-profits-with-the-ideal-wordpress-theme/</link>
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		<pubDate>Sat, 12 May 2012 22:36:46 +0000</pubDate>
		<dc:creator>johnscottlouis</dc:creator>
				<category><![CDATA[The Social Network]]></category>

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		<description><![CDATA[<item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    <item>
		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

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		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

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		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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	<h2>Performance, Capabilities and a Hassle</h2>
<p>What began as a convenient platform for bloggers has grown to be a highly acknowledged content management system. We&#8217;re discussing WordPress, a no-cost resource that will help completely transform virtually anyone into a proficient online writer.  <a title="Free WordPress Themes" href="http://blogtools.biz" target="_blank">WordPress</a> makes it easy to produce web sites. It allows you to supply or revise content. It&#8217;s google oriented, extremely reinforced and is adaptable enough to deal with almost any kind of undertaking.</p>
<p>As a result, its acclaim keeps growing at a swift rate. It features numerous themes, offering its users the chance to build sites with an boundless assortment of looks and properties.  Although WordPress is great, it&#8217;s not perfect.</p>
<p>You can use it to do almost anything at all, many functions are more difficult than others are. WordPress hasn&#8217;t entirely escaped its origins as a blogging service. Consequently, many of the web sites persons produce with WordPress seem much less like static websites and more like personal blogs. That is specifically bothersome for web entrepreneurs, tend to have several different distinct desires that don&#8217;t conveniently fit in the templates favored by most WordPress themes. That has led to the development of custom theme engines like <a href="http://authoritypro.com">AuthorityPro</a>.&nbsp;</p>
<h2>Getting Even More from WordPress</h2>
<p>You can find a variety of WordPress themes that duplicate the look and sense of static online websites. They will be an appropriate option for a few functions. Even so, most of these themes don&#8217;t possess the versatility needed to tackle many web marketing needs.</p>
<p>They might also lack the looks one would expect from a top quality web site.  That leaves web entrepreneurs who&#8217;d love to take advantage of the power of WordPress with only a few options. Either they might develop into skilled theme makers or they can work with a strong theme creation engine to produce the sort of internet sites they require to get the greatest results.  Mastering the ins and outs of WordPress and programming fails to inspire the majority of online marketers.</p>
<p>&nbsp;</p>
<p>They&#8217;re more interested in quickly producing and implementing profitable undertakings. They&#8217;re not necessarily enthusiastic about the idea of becoming designers or coders. Only those people who already have a considerable amount of expertise in these subjects will be truly interested in generating custom made themes for ventures.  A theme engine makes more sense. A theme engine is a very customizable WordPress theme that can be adjusted to serve a variety of distinct tasks. A marketer can utilize a quality engine to create themes with various website page layouts and styles, integrating critical tools.</p>
<p>If you have ever made an effort to design a persuasive squeeze page with a typical WordPress theme, you know that it&#8217;s virtually out of the question. Even many of the more versatile premium themes are unable to do the job.</p>
<p>A superior theme engine, in contrast can make it simple and easy to build a powerful squeeze page, a gorgeous sales page, good looking supporting internet pages, sign up documents and everything else needed to transform a raw thought into a profit center. The appropriate theme engine helps make it easy to work with sign up forms, online video media, audio and other marketing elements, as well.</p>
<h2>The Perfect WordPress Theme</h2>
<p>The ultimate WordPress theme is more than an individual theme. It&#8217;s a resource that will enable you to create the web pages you require to be successful. A great theme engine will provide you with customizability, good quality design components, versatility, complete compatibility with crucial tools, and fantastic ease of use.</p>
<p>The <strong><a title="Wordpress Themes" href="http://davelee123.authorpro.hop.clickbank.net" target="_blank">WordPress Authority Pro Theme Engine</a></strong>, for instance, manages to score on every one of these levels.</p>
<p>It helps make it achievable for entrepreneurs to build site styles by dragging and dropping customizable factors. It comes with numerous powerful customized widgets, performs well with almost all of the most common Internet marketing tools and keeps the simplicity newer WordPress users desire.</p>
<p style="text-align: center"><strong>For more info on blogging, please go to:</strong></p>
<p style="text-align: center"><a title="Blog Tools" href="http://blogtools.biz" target="_blank"><strong>BlogTools.Biz</strong></a></p>
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		<item>
		<title>Sanyo Eneloop Could be the Approach to take</title>
		<link>http://successismandatorynetworking.com/sanyo-eneloop-could-be-the-approach-to-take/</link>
		<comments>http://successismandatorynetworking.com/sanyo-eneloop-could-be-the-approach-to-take/#comments</comments>
		<pubDate>Fri, 11 May 2012 22:45:13 +0000</pubDate>
		<dc:creator>johnscottlouis</dc:creator>
				<category><![CDATA[The Social Network]]></category>

		<guid isPermaLink="false">http://successismandatorynetworking.com/sanyo-eneloop-could-be-the-approach-to-take/</guid>
		<description><![CDATA[<item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    <item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    Welcome glad you are here - please take the time to enjoy and don't forget to use this stuff.  because your <a href=" successismandatorytoday.com/newsletter ">Success is Mandatory Today </a><br /><br />The brand new strategies utilized by the actual specialists, who will be in charge of these manufacture of your sanyo eneloop electric batteries; have risen the religion with the buyers who may have employed these rechargeable electric batteries. A lot of the new clients of the sanyo eneloop battery packs tend to be called through [...]<br /><br />If you like what you read don'rt forget to give us vote. or visit us for more at  <a href=" successismandatory.com" > Mandatory Success </a> Today<br /><br />
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			<content:encoded><![CDATA[<item>
		<title>Don&#8217;t Push My Buttons!</title>
		<link>http://divorcemoneymatters.com/dont-push-my-buttons/</link>
		<comments>http://divorcemoneymatters.com/dont-push-my-buttons/#comments</comments>
		<pubDate>Tue, 08 May 2012 04:19:39 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[calm manner]]></category>
		<category><![CDATA[emotional explosion]]></category>
		<category><![CDATA[introspection]]></category>
		<category><![CDATA[negative situation]]></category>
		<category><![CDATA[self growth]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3661</guid>
		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

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		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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	<p>The brand new strategies utilized by the actual specialists, who will be in charge of these manufacture of your sanyo eneloop electric batteries; have risen the religion with the buyers who may have employed these rechargeable electric batteries. A lot of the new clients of the sanyo eneloop battery packs tend to be called through the buyers who have purchased a sanyo eneloop battery before and still using it. A short while ago, the manufacturers had spent a lot more at the rear of the make and syndication in the sanyo eneloop batteries to the curious clients. They&#8217;d furthermore made preparations to the deliverance of the merchandise for the interested customers within a few days. These kinds of initiatives demonstrate results over the past year or two and possess ended in a tremendous expansion of the company considering that the starting. The designers are actually effective in keeping their particular term as well as give you the obtained things inside the given moment. This time around is normally described within the terms and conditions page.</p>
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		<description><![CDATA[<br /><br />What is the difference between reacting and responding? The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p><strong>What is the difference between reacting and responding? </strong></p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div.jpg"><img class="alignleft  wp-image-2701" style="margin: 5px;" title="Getting Divorced" src="http://divorcemoneymatters.com/wp-content/uploads/2011/10/div-300x300.jpg" alt="" width="200" height="200" /></a>The most important difference is the control you have over your emotions. When we react, it is an emotional knee-jerk snap. It is usually as a result of someone ‘pushing our buttons’. We can go from 0 to 100 in seconds. It is sometimes as if we are being taken over by another force as we feel the uncontrollable need to immediately and vehemently attack or defend. You may be thinking, is there any other way?</p>
<p>The good news is no matter how ‘wrong’ or abusive the other person or situation is, you do not have to <span style="text-decoration: underline;">react</span> with an emotional explosion. You can choose to respond in a firm but calm manner.Responding can only come when you give yourself the time and space after the comment or situation that upset you. You begin to look at the ‘upset’ as a ‘set up’, an opportunity to look at <span style="text-decoration: underline;">your</span> <span style="text-decoration: underline;">triggers</span>, <span style="text-decoration: underline;">your part</span> in the situation.</p>
<p>When you wait and don’t immediately respond to the upsetting circumstance, you give yourself a gift, the gift of thoughtful introspection. That time and space enables you to consider the situation, what has triggered you and how you want to respond in a more rational way. The gift is grounded in self growth. First you can ask, ‘what button is he or she pushing?’ Was I aware of the button? How long have I had that button for (I guarantee it pre-dates whomever is pushing your button right now).</p>
<p>Now you have learned something about yourself. How is this button or trigger serving me? Do I always respond the same way (ie. do I always feel like a victim when someone speaks abusively to me and then react in kind?). How might I respond differently? Now you have created a space to learn something about yourself and respond to the other person in perfect control. You have taken a ‘negative’ situation and made a positive out of it for yourself. What is the benefit of responding vs. reacting.</p>
<p>When we react, we dump our emotional load on others. Even if we have something important or wise to say, because we are doing it from a place of upset, it is mired in our angst. What the other person hears is our anger, resentment, pain or frustration, not the thoughts and wishes that might be buried somewhere within our reactive statement. When we respond from a place of calm, we can say what we think and how we feel without dumping our emotional load in such a way to overwhelm the other person. It gives us an opportunity to be clear and concise, to state our needs or desires separate from our upset. It also gives us an opportunity to own our lesson in each situation.</p>
<p>This is not to say that the other person did not do something ‘wrong’, it is simply to say that every upset that we go through is a lesson for us about ourselves and if we choose to look only at the other person’s wrong doing, we are missing a great opportunity to grow! <strong> </strong><strong>So what do you do?</strong></p>
<ol>
<li>Don’t Shoot the messenger (do not react to the person causing the upset).</li>
<li>Get the message (realize your trigger, the thing you learn about yourself).</li>
<li>Spend some time figuring out your triggers and considering the way you respond to such triggers.</li>
<li>Finally, RESPOND from a place of calm and clarity.</li>
</ol>
<p>Choosing to respond instead of react is also a choice to move into a more positive energetic place. You have heard of The Secret: The Law of Attraction. Most people live primarily in victim and conflict energy. These energy levels of destructive and leave us feeling sad, hopeless, frustrated, angry and upset. When this is how we feel, it is also what we attract in others. By learning how to respond, to reframe what has happened and begin to cope in a different way, you increase your energetic vibration to a more healthy and positive energy. As a result, you will feel better about yourself and your circumstances as you begin to learn from even the difficult experiences.</p>
<p>The added benefit is that as you change the dance with the person you are in conflict with, they too will change the way they react. Without trying to control anyone but yourself, you will have a positive impact on your interactions. Moreover, when you begin to live your life from this higher energetic platform, you attract those with a similar healthy energy. You no longer find yourself with the same unhealthy people (partners, bosses, friends) in your life.</p>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg"><img class="alignleft size-full wp-image-3662" style="margin: 5px;" title="K-shot-for-web" src="http://divorcemoneymatters.com/wp-content/uploads/2012/05/K-shot-for-web.jpg" alt="Karen McMahon" width="128" height="96" /></a> <a href="http://www.karenmcmahon.com/about/" rel="nofollow">Karen McMahon</a> is a Certified Life Coach and founder of KM Life Coaching, Karen’s passion is to work with men and women going through the divorce process; helping them navigate the difficulties while focusing on personal growth and embracing the opportunities that lie ahead.</p>
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		<title>What You Might Not Know About Your Divorce Settlement That Can Ruin Your Credit</title>
		<link>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/</link>
		<comments>http://divorcemoneymatters.com/what-you-might-not-know-about-your-divorce-settlement-that-can-ruin-your-credit/#comments</comments>
		<pubDate>Tue, 01 May 2012 12:12:54 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA["credit score" divorce]]></category>
		<category><![CDATA[divorce courts]]></category>
		<category><![CDATA[divorce decree]]></category>
		<category><![CDATA[divorce settlement]]></category>
		<category><![CDATA[hold harmless clause]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[marital debt]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3646</guid>
		<description><![CDATA[<br /><br />Like it or not, your divorce and credit score are linked. If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1>Like it or not, your divorce and credit score are linked.</h1>
<p><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score.jpg"><img class="alignleft size-medium wp-image-3647" title="divorce and credit score" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-and-credit-score-300x300.jpg" alt="divorce and credit score" width="300" height="300" /></a>If you are getting divorced, chances are you are concerned about your divorce settlement.  Your attention may be focused on what you will get in the settlement &#8211; which marital assets you hope to gain and possibly what kind of support you will receive or be ordered to pay.</p>
<p>But one area you might not have carefully considered is your marital debt and how that debt leaves your credit vulnerable, no matter what the divorce courts decide.   It is important that you understand what you owe, how the debt is going to be handled and your level of credit exposure.</p>
<p>What you might not realize is even if your divorce decree gives a debt to your ex-spouse and makes your ex-spouse accountable for paying it, divorce courts have no jurisdiction over creditors.  Most of the time, creditors do not care about the divorce settlement and agreement.</p>
<h2>Ouch! Your divorce and credit score stay married long after you do.</h2>
<p>Divorce courts do not have the power to wipe out your obligations to lenders. Credit cards, auto loans, mortgage companies and other debtors will hold you liable as long as your name is attached to the debt.   Even if the divorce settlement orders your ex-spouse to pay that debt, your credit is going to take a hit and you can be sued for the amount owed.</p>
<p>For added protection, you will want to add what&#8217;s called a “hold-harmless” clause for debts to your divorce settlement.  This clause allows the party who was not ordered liable, but has to pay because the legally responsible ex is not paying, go after their ex for the cost of back payments, damages, interest and attorneys&#8217; fees.</p>
<p>When you are getting divorced, you have to protect your own best interests over the long run.  If you do not have a solid understanding of your credit obligations as they relate to the divorce settlement, you could create financial problems for yourself for years to come.</p>
<h3>Be sure to educate yourself about credit and divorce and get support from <a href="http://divorcemoneymatters.com/about-us/" target="_blank">professionals trained specifically in divorce and credit score matters</a>.</h3>
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		<title>SpeedDivorcing &#8211; After Thoughts</title>
		<link>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/</link>
		<comments>http://divorcemoneymatters.com/speeddivorcing-after-thoughts/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 02:59:12 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3574</guid>
		<description><![CDATA[<br /><br />After the Successful Speed Divorcing Event If you were unable to attend or not sure how SpeedDivorcing can help you, read all about it right here at http://speeddivorcing.com. This event is over but you can always join our list  and we will notify you about our next event. Thanks for listening. Lisa Decker, CDFA Show [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">After the Successful Speed Divorcing Event</h2>
<p><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/lM0d5Mw6U1s?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe><br />
If you were unable to attend or not sure how <a href="http://speeddivorcing.com" target="_blank">SpeedDivorcing</a> can help you, read all about it right here at <a href="http://speeddivorcing.com" target="_blank">http://speeddivorcing.com</a>.<br />
This event is over but you can always join our list  and we will notify you about our next event.</p>
<p><center><script type="text/javascript" src="http://forms.aweber.com/form/06/1283998506.js"></script></center><br />
Thanks for listening.<br />
Lisa Decker, CDFA</p>
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		<title>Speed Divorcing Event April 28, Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-event-april-28-atlanta-georgia/#comments</comments>
		<pubDate>Sat, 28 Apr 2012 04:23:21 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Speed Divorcing]]></category>
		<category><![CDATA[speed divorcing. divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3608</guid>
		<description><![CDATA[<br /><br />Divorce Your Spouse, Not Your Money!®” - Visit http://SpeedDivorcing.com to learn more Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously. As professionals we know the devastation that divorce can [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Divorce Your Spouse, Not Your Money!®”</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/rwDAuqqZ9K8?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe>-</p>
<h2 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a> to learn more</h2>
<p>Rest assured, this is no ordinary event.  While we’ve put a spin on an old concept — think speed networking with divorce professionals — we take this subject matter, and your life situation, very seriously.</p>
<p>As professionals we know the devastation that divorce can wreak – <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> – and the potential problem areas lurking behind every corner.</p>
<h2><a href="http://SpeedDivorcing.com" target="_blank">Click SpeedDivorcing to learn more</a></h2>
<p>&nbsp;</p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com/">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>What Speed Divorcing Is All About &#8211; Lisa C Decker CDFA</title>
		<link>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/</link>
		<comments>http://divorcemoneymatters.com/what-speed-divorcing-is-all-about-lisa-c-decker-cdfa/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 19:36:55 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3620</guid>
		<description><![CDATA[<br /><br />Speed Divorcing &#8211; Learn To Be Smart From The Start Visit http://SpeedDivorcing.com Show You Care, Share and Enjoy!PrintDiggStumbleUpondel.icio.usFacebookYahoo! BuzzTwitterGoogle BookmarksGoogle BuzzAdd to favoritesFavesFriendFeedLinkedInRedditRSSSheToldMeTumblr<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><a href="http://SpeedDivorcing.com" target="_blank">Speed Divorcing</a> &#8211; Learn To Be Smart From The Start</h2>
<p style="text-align: center;"><iframe class="youtube-player" type="text/html" width="640" height="385" src="http://www.youtube.com/embed/dRzLLf8qsZI?&amp;autohide=0&amp;&amp;controls=1&amp;hd=0&amp;rel=0&amp;showinfo=0"  frameborder="0"></iframe></p>
<h3 style="text-align: center;">Visit <a href="http://SpeedDivorcing.com" target="_blank">http://SpeedDivorcing.com</a></h3>
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		<title>Speed Divorcing &#8211; Atlanta Georgia</title>
		<link>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/</link>
		<comments>http://divorcemoneymatters.com/speed-divorcing-atlanta-georgia/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:47:45 +0000</pubDate>
		<dc:creator>dmm admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[speed divorcing]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3626</guid>
		<description><![CDATA[<br /><br />Would you like to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner? If so, You are in the Right Place!  You are invited to join us for … Speed Divorcing™ Hosted by Divorce Money Matters® Rest assured, this is no ordinary event.  While [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<p align="center"><em><strong><br />
Would you like</strong></em><strong><em> to step out of the fog and receive clarity and answers for your burning questions in a fast, efficient and money-saving manner?</em></strong><em></em></p>
<p align="center"><em><strong>If so, You are in the Right Place!</strong></em><em><strong> </strong></em></p>
<p align="center"><strong>You are invited to join us for …</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong><em>Speed Divorcing</em></strong><strong><em><sup>™</sup></em></strong></p>
<p align="center"><a href="HTTP://SPEEDDIVORCING.COM"><img class="aligncenter" title="As seen on CNBC speed divorcing" src="http://lisasdecker.divorcemoneymatters.com/wp-content/uploads/2012/04/Speed-Divorcing-CNBC.jpg" alt="As seen on cnbc speed divorcing" width="210" height="160" /></a></p>
<p align="center"><strong>Hosted by Divorce Money Matters<sup>®</sup></strong></p>
<p>Rest assured, this is no ordinary event.  While we&#8217;ve put a spin on an old concept &#8212; think speed networking with divorce professionals &#8212; we take this subject matter, and your life situation, very seriously.</p>
<p>&nbsp;</p>
<p>As professionals we know the devastation that divorce can wreak - <em>emotional turmoil, financial stress, high costs to get divorced, lost time from work, just to name a few</em> - and the potential problem areas lurking behind every corner.</p>
<p>&nbsp;</p>
<p>We&#8217;ve come together because we want to help you AVOID those PROBLEMS by guiding you to be smart from the start. We’re accomplishing this by bringing together caring, trusted specialists in a setting that allows you to <strong>get the maximum amount of answers in the shortest amount of time.</strong></p>
<p><em> </em></p>
<p>This is your place to get answers and make connections with respected professionals who will help you get the answers you need and the guidance you deserve…<em>quickly and efficiently!</em></p>
<p align="center"><strong> </strong></p>
<p align="center"><strong>When: Saturday, April 28, 2012 &#8211; 10:00 am – 2:00 pm</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><strong>Where:  7000 Central Parkway NE, Atlanta, GA 30328</strong></p>
<p align="center"><strong>~ Terrace Level ~</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center">This special event is <strong>Limited to Only 10 Participants </strong>to ensure each person gets special personalized time and attention!<strong><em></em></strong></p>
<p align="center"><strong><em><br />
</em></strong></p>
<p align="center">A light lunch and refreshments will be provided.</p>
<p align="center">Don’t miss this opportunity - <strong>Sign up NOW!</strong></p>
<p align="center"><strong><br />
</strong></p>
<p align="center"><em> </em></p>
<p>Join us first for a <strong>lively panel discussion between professionals who will address legal, financial and therapeutic issues as they share <em>the most common mistakes they see folks make in divorce and how you can avoid them!</em></strong></p>
<p>&nbsp;</p>
<p>Then we&#8217;ll move into <strong>special breakout sessions by the lake (weather permitting) where you’ll receive 15 minutes of one-on-one sessions with EIGHT respected professionals who will offer you personalized assistance for all aspects of your divorce.  </strong></p>
<p><strong><br />
</strong></p>
<p>Our Master of Ceremonies will guide you through our special round-robin style event to where you&#8217;ll meet individually to have a confidential consult with each of our wonderful specialists.</p>
<p>&nbsp;</p>
<p>Visit <a href="http://SpeedDivorcing.com" target="_blank">SpeedDivorcing.com</a></p>
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		<title>Getting Divorced: Before Dividing Your Marital Assets, Know What Is Considered Your Separate Property</title>
		<link>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-before-dividing-your-marital-assets-know-what-is-considered-your-separate-property/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:11:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[amicable divorce]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[marital assets]]></category>
		<category><![CDATA[Separate Property]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3402</guid>
		<description><![CDATA[<br /><br />How do you know if it&#8217;s &#8220;Separate Property?&#8221; When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process. Even in the most amicable divorce, divvying up property can prove to be a contentious [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets.jpg"><img class="alignleft size-medium wp-image-3431" style="margin: 10px;" title="separate property" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/marital-assets-300x270.jpg" alt="separate property"width="300" height="270" /></a>How do you know if it&#8217;s &#8220;Separate Property?&#8221;</h1>
<p>When getting divorced, you and your spouse will need to divide the things you own between you.  But determining who will take what when getting divorced is not usually a simple process.</p>
<p>Even in the most amicable divorce, divvying up property can prove to be a contentious process.   Often, the two feuding spouses disagree over who owns what and each side believes the other side&#8217;s claim to ownership is flawed.</p>
<h2>When a couple has been legally married for any length of time, the question over what property is owned jointly and what is considered separate property tends to be complex.</h2>
<p>Your best bet is to enter into the process of getting divorced with as much information as possible.  While laws vary from state to state, you can start by gaining a general understanding of how property is typically divided.</p>
<h3>As you mentally divide your property in preparation for getting divorced, your thoughts may focus on those things you consider yours &#8211; things you believe you own separately from your spouse.  But, legally, separate property is not just that which you consider your own.</h3>
<p>If a spouse brings an item into the marriage, it might be considered <b>separate property</b>.  An inheritance which occurs before or during the marriage might also be considered <i>separate property</i>.  Another example might be a gift received solely in one person’s name during the marriage.  In some states, settlements received in a lawsuit may qualify as <u>separate property</u> as well.  <span style="color: #ff0000;">But here&#8217;s the catch:  the property should not have been commingled during the marriage to retain its separate property status (in most cases &#8211; case law varies greatly from state to state). </span></p>
<p>Remember, when getting divorced, there is much to know and nothing is as straight forward as you might assume.  Getting solid advice from a specially trained legal or financial professional, such as a <a href="http://www.divorcemoneymatters.com">Certified Divorce Financial Analyst (CDFA)</a> can help you make informed decisions regarding property division.</p>
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		<title>Getting Divorced?  How to Start Your New Financial Future on the Right Foot</title>
		<link>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-how-to-start-your-new-financial-future-on-the-right-foot/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:09:41 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[basic foundation]]></category>
		<category><![CDATA[budget creation]]></category>
		<category><![CDATA[financial chores]]></category>
		<category><![CDATA[financial reality]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[sized pieces]]></category>

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		<description><![CDATA[<br /><br />If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving. Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie.gif"><img class="alignleft size-medium wp-image-3426" title="learn how to budget your money" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/budget_pie-300x298.gif" alt="learn how to budget your money" width="300" height="298" /></a>If you are in the process of getting divorced, now is the time to learn how to budget your money, with new rules for spending and saving.</h1>
<p>Sometimes the hardest part of getting divorced is facing a new financial reality. This can be a very daunting task for some folks, especially if you were not the one who handled the household financial chores like bill paying and bookkeeping.  However, when getting divorced, simple preparation can help you move forward with solid footing.</p>
<p><strong>Starting today, make a plan to get to know your money.</strong> If you have to, make an appointment with yourself for thirty minutes to an hour every day.   You must get to a place where you fully understand where your money comes from and where all of your money goes.</p>
<p>Since the thought of having to deal with this is overwhelming for so many, I suggest baby steps to get yourself started. Just like any goal you want to achieve in life, begin with the end in mind and then break the process into bite-sized pieces to help you get there.</p>
<h2><strong>Learn <em>how</em> to budget your money.</strong></h2>
<p>For at least one month, save the receipt for every single item you purchase.  Ideally, you should track three months of expenses to receive a more accurate picture. However, if time is of the essence, one month will get you started.</p>
<p>Carry an envelope with you if you have to and keep all of your daily receipts in it. At the end of every day, transfer your collected receipts to a larger envelope or file folder, which you will sort, categorize, and record into a new budget creation worksheet or software. This will become the basic foundation for your new monthly budget.</p>
<p>After you complete this exercise for a month or so, you will then have an idea of your average cash needs on a weekly basis.  So as you enter into the process of getting divorced, you will have a clearer picture of what your needs are.</p>
<p>Your budget, or spending / savings plan if you prefer (some people hate the word budget!), is a fluid, living document that will change with your life circumstances.</p>
<h3>Once you learn how to budget your money, and at regular intervals throughout your lifetime going forward, you will need to revisit and adjust the plan as needed.</h3>
<p>From Lisa C. Decker – <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a> &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Getting Divorced:  What Your Divorce Attorney Might Not Know That Could Cost You a Fortune</title>
		<link>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/</link>
		<comments>http://divorcemoneymatters.com/getting-divorced-what-your-divorce-attorney-might-not-know-that-could-cost-you-a-fortune-2/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:52 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[divorce attorney]]></category>
		<category><![CDATA[divorce matters]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[prudent step]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3397</guid>
		<description><![CDATA[<br /><br />The first thing many people do when getting divorced is hire a divorce attorney. In fact, those with significant assets and money at stake tend to run out and hire the most expensive divorce attorney they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image.jpg"><img class="alignleft size-medium wp-image-3419" style="margin: 10px;" title="Divorce Attorney" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/divorce-attorney-decree-image-300x240.jpg" alt="Divorce Attorney" width="300" height="240" /></a>The first thing many people do when getting divorced is hire a divorce attorney.</h1>
<p>In fact, those with significant assets and money at stake tend to run out and hire the most expensive <b>divorce attorney</b> they can find.  Because they are simply unfamiliar with what can happen, parties getting divorced rarely take the prudent step of undergoing a professional financial analysis.   As a result, as the divorce process unfolds over months and years, all too often a good deal of the assets they were concerned about splitting with their ex have been devoured by high legal fees.</p>
<p>How does this happen?</p>
<h2>You should be aware that it&#8217;s simply not your divorce attorney’s job to provide in-depth advice to you on money matters.</h2>
<p>The expertise of a <i>divorce attorney</i> varies by individual, and it is likely your attorney does not have the specialized financial knowledge needed to help you make the best decisions regarding your long-term financial “big picture.”  Seek assistance from a financial professional, such as a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst (CDFA)</a>, with specific training and experience in divorce matters.</p>
<p>In many cases, hiring an effective <u>divorce attorney</u> near the beginning of the process is a good idea, especially when you anticipate a hotly-contested battle over finances.</p>
<h3>If you have a contentious divorce ahead of you, consider having your divorce attorney hire your <a href="http://www.divorcemoneymatters.com" target="_blank">CDFA</a> early in the process.  Done this way, the analysis and work remain confidential and privileged, and will not be subject to discovery in the divorce process.</h3>
<p>In the end, what your divorce attorney might not know could cost you a fortune.  Remember, when getting divorce, your goal is to secure your own financial future, not your attorney&#8217;s.  Decide upfront what is worth fighting for and the cost vs. the benefit of fighting for it.  Sometimes spouses do things out of spite that simply do not make good financial sense, such as spending thousands of dollars fighting over an item that could be replaced for a few hundred.  Solid divorce planning, with your trained adviser&#8217;s help, can make all the difference.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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		<title>Divorce Planning:  The Secret to Saving a Ton of Money When Getting Divorced</title>
		<link>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/</link>
		<comments>http://divorcemoneymatters.com/divorce-planning-the-secret-to-saving-a-ton-of-money-when-getting-divorced/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 12:00:17 +0000</pubDate>
		<dc:creator>lisa</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[CDFA]]></category>
		<category><![CDATA[certified divorce financial analyst]]></category>
		<category><![CDATA[legal adviser]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[uncontested divorce]]></category>

		<guid isPermaLink="false">http://divorcemoneymatters.com/?p=3395</guid>
		<description><![CDATA[<br /><br />Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing. If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, divorce planning should begin long before taking any legal action. One key [...]<br /><br /><br /><br />]]></description>
			<content:encoded><![CDATA[<h1><a href="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money.jpg"><img class="alignleft size-medium wp-image-3404" title="Save tons of money when divorce planning" src="http://divorcemoneymatters.com/wp-content/uploads/2012/04/Bag-of-Money-268x300.jpg" alt="Save tons of money when divorce planning" width="268" height="300" /></a>Yes, &#8220;divorce planning&#8221; and &#8220;saving money&#8221; can go together if you know what you&#8217;re doing.</h1>
<p>If you are getting divorced, chances are money is near the top of your list of concerns.  If you are worried about the financial aspect of your divorce, <b>divorce planning</b> should begin long before taking any legal action.</p>
<h2>One key to successful divorce planning includes identifying a<a href="http://www.divorcemoneymatters.com" target="_blank"> qualified adviser </a>to work through the money issues with you.</h2>
<p>You might want to consider working with a <a href="http://www.divorcemoneymatters.com" target="_blank">divorce financial planner</a> pre-divorce to work out the money issues on the front end, which will potentially save big bucks on the back end.</p>
<p>If money issues are all you have to work out between you and your spouse,<strong> </strong>you may want to think about working with a <a href="http://www.divorcemoneymatters.com" target="_blank">Certified Divorce Financial Analyst™ (CDFA™) or Divorce Financial Planner</a><strong> </strong>to iron out these issues.  If you and your spouse are able to reach agreement with the help of a trained <i>divorce planning</i> financial professional, then you eliminate the need for much of the drama and trauma of getting divorced.</p>
<p>Quite simply, working matters out with the guidance of a divorce financial specialist prior to, or in addition to, working with a legal adviser (mediator and/or attorney) can save you tremendous amounts of money now and in the future when the divorce is all said and done.  After all, isn’t that what you really want?  To be done with it today, but to also know that you are protected for tomorrow and the days after that<strong>?</strong></p>
<h3>Your <a href="http://www.divorcemoneymatters.com" target="_blank">divorce planning financial professional</a> can help you to create a settlement that is fair, equitable and reasonable for both spouses, if desired.</h3>
<p>The agreement that you and your spouse jointly agree to, on your own terms, can then be taken to an attorney who will draw up the legal papers and you can file an uncontested divorce.  This equates to a tremendous savings in the hours, emotions and costs to divorce.</p>
<p>You have the choice to make wise decisions in your <u>divorce planning</u> efforts from the start, which will allow you to avoid the common mistakes of getting divorced.  No matter what your finances look like, it is vitally important that you have a legal <span style="text-decoration: underline;">and</span> financial adviser review your situation <em>before</em> you sign on the dotted line, preferably <em>long before</em> when you have time to prevent mistakes.</p>
<p>From Lisa C. Decker – Certified Divorce Financial Analyst (CDFA) &#8211; “Divorce Your Spouse, Not Your Money™”</p>
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<h3>And now I would like to invite you to claim your FREE “Save Your Money, Save Your Sanity™” Fast 5 Divorce Prep and Planning Kit showing you how to keep more money in your pocket and more sanity in your life when you visit<a href="http://www.SaveMoneyInDivorce.com" rel="nofollow"> www.SaveMoneyInDivorce.com</a>.</h3>
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            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    Welcome glad you are here - please take the time to enjoy and don't forget to use this stuff.  because your <a href=" successismandatorytoday.com/newsletter ">Success is Mandatory Today </a><br /><br />Successful Opt-In E-mail Advertising Opt-in email address lists truly are a highly potent method. The greatest advantage of an opt-in list is that you no longer really have to loose time waiting for people to get to your internet site. A powerful email address mailing list registration is simply pretty much a carte blanche invite [...]<br /><br />If you like what you read don'rt forget to give us vote. or visit us for more at  <a href=" successismandatory.com" > Mandatory Success </a> Today<br /><br />
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</ol>]]></description>
			<content:encoded><![CDATA[<item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    <h2>Successful Opt-In E-mail Advertising</h2>
<p><a title="Opt in email" href="http://blogtools.biz" target="_blank"><strong>Opt-in email</strong></a> address lists truly are a highly potent method. The greatest advantage of an opt-in list is that you no longer really have to loose time waiting for people to get to your internet site. A powerful email address mailing list registration is simply pretty much a carte blanche invite for you to reach out to people you already know are curious about your merchandise. There are things you can do in order to make your email marketing strategy far better , and make sure all your customers don&#8217;t use that dreaded unsubscribe hyperlink.</p>
<h2></h2>
<h2>Enticing Subject Lines</h2>
<p>&nbsp;</p>
<p>The primary concern when coming up with an effective e mail marketing campaign may be the subject matter lines. This is an area simply too typically glossed over. It practically appears to be of no concern until you consider it as the best way you will get anyone to open up your correspondence. Thinking that viewers are likely to be overjoyed at having your mail messages turn up because they signed up is usually a lethal miscalculation.</p>
<p>Unless you have formerly obtained an outstanding status , a lot of prospects join up possessing a expectant but wary mental attitude regarding <a title="email lists" href="http://blogtools.biz" target="_blank">email lists</a>. They need it to turn into a great experience , but have incredibly skeptical reservations caused by the large amount of what amounts to paper junk mail showing up regularly coming from both opt-in email lists as well as simple spam e-mail. Without an tempting , and also attractive topic line, the message might be far too quickly removed , or worse , relegated towards the junk mail file.</p>
<p>Start out thinking about the subject line regarding all of your e mail to be the hook for your message. Let them know how much of an vital content that you&#8217;ve awaiting them all. Be warned on the other hand , that lure is really a two-way street. It better perform or else it really is worse than just a weak topic line.</p>
<h2></h2>
<h2>Be wary of Spam Filtering Words and phrases</h2>
<p>&nbsp;</p>
<p>There are specific text that will activate spam filtration systems in lot of e-mail in-boxes. Refined web surfers today are aware of the many spam e mail senders, and initialize automated filter systems to stop e-mail messages made up of phrases that tend to go with these types of transmissions. Steer clear of words and phrases such as free of charge profit and also many of these prompts as &#8220;make money as well as work <a title="opportunities from your own home" href="http://blogtools.biz" target="_blank">opportunities from your own home</a>. &#8220;</p>
<p>You can find literally hundreds of words that can be likely to activate the junk mail filter , it is difficult to avoid them all. Discovering about the set off words will be which most strongly connect with your subject theme will pin down the field a reasonable amount . Nonetheless , also I highly recommend you recommend clients to set the actual email address contact information on their own contact list so even though you may happen to make use of a junk e-mail trigger, it is going to turn up for them .</p>
<h2></h2>
<h2>Handling</h2>
<p>&nbsp;</p>
<p>It is always best if you&#8217;re able to utilize a actual user name when it comes to the electronic mail . E-mail listing software programs which are generally created to guide you produce your strategy usually possess the capacity to include personalized facts directly into any suitable field parts as long as you have got them fixed up appropriately . Use the a moment to successfully add in this kind of data so that all of your emails honestly look genuine rather than looking the same as a form letter .</p>
<h2></h2>
<h2>Generate Serious Details</h2>
<p>&nbsp;</p>
<p>Immediately after you get followers inside of your message it is now time for you to truly shine . Web mail promotion functions best whenever you offer your traffic practical thoughts along with tips . A couple of of the best styles I&#8217;ve gotten consist of personal insights and testimonies which often We can relate to . Almost all viewers feel the same way. An aspect of the art of making appealing web mail strategies is getting the target audience thru interesting and also enjoyable information which is really connected to the particular area of interest they signed up for .</p>
<p>Working with the actual Power of the actual E-mail to Deliver Subscribers to Your own personal Site The greatest internet mail promoters understand just how to employ extremely creative content material in order to display useful products and services as well as , content pieces on their own web pages .</p>
<p>Do not forget about that the actual real motive you are actually creating that directory to begin with is in order to get visitors to come to return to your own online business , or maybe clickthrough to your landing pages of content .</p>
<p>Although simply including only one or maybe more links at just the bottom of an email message may have a little bit of end results , you will in all likelihood gather substantially more interest if you offer a suggestion , and / or experience that may goes with every hyperlink , and then use the item so that you can have your visitor showing an interest in finding out precisely what is going to be on the other end of the particular affiliate link to address the particular dilemma connected with the message or maybe help all of them use a tip .</p>
<p>E mail promoting is definitely extremely powerful , not to mention it is without a doubt hard to be able to do incorrect . Managing it the right way , alternatively will certainly effectively provide more significant successes , and even create faithful customers that look forward to opening up all your e mail offerings any time they arrive at their email address .</p>
<p style="text-align: center"><strong>For more info on blogging, please go to:</strong></p>
<p style="text-align: center"><a title="Blogtools.biz" href="http://blogtools.biz" target="_blank"><span style="font-size: xx-large;font-family: comic sans ms,sans-serif"><strong>BlogTools.Biz</strong></span></a></p>
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</ol></p>]]></content:encoded>
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		<title>Harness The Effectiveness Of E mail To Promote Your Organization</title>
		<link>http://successismandatorynetworking.com/harness-the-effectiveness-of-e-mail-to-promote-your-organization/</link>
		<comments>http://successismandatorynetworking.com/harness-the-effectiveness-of-e-mail-to-promote-your-organization/#comments</comments>
		<pubDate>Wed, 09 May 2012 22:35:47 +0000</pubDate>
		<dc:creator>johnscottlouis</dc:creator>
				<category><![CDATA[The Social Network]]></category>

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		<description><![CDATA[<item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    <item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    Welcome glad you are here - please take the time to enjoy and don't forget to use this stuff.  because your <a href=" successismandatorytoday.com/newsletter ">Success is Mandatory Today </a><br /><br />Most new businesses are not conscious of the right company etiquette in e-mail advertising and marketing. Maintaining your email communications specialist is key to developing strong romances with your consumers. This article is loaded with suggestions on email etiquette with your e mail advertising campaign. Constantly take time to accept birthdays from your subscribers. Add [...]<br /><br />If you like what you read don'rt forget to give us vote. or visit us for more at  <a href=" successismandatory.com" > Mandatory Success </a> Today<br /><br />
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			<content:encoded><![CDATA[<item>
            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
        </item>
    <p> Most new businesses are not conscious of the right company etiquette in e-mail advertising and marketing. Maintaining your email communications specialist is key to developing strong romances with your consumers. This article is loaded with suggestions on email etiquette with your e mail advertising campaign. Constantly take time to accept birthdays from your subscribers. Add a field to the register develop that enables members enter their bday if they want to so that you can deliver them automated greetings. This can make buyers feel treasured, particularly if your greeting includes a voucher included with it.</p>
<p>One important thing that will truly hurt a company is that if it is provided with a trustworthiness of spamming. You should make sure that this doesn&#8217;t happen to you by inquiring your e-mail record to confirm that they wish to obtain e-mails. Whenever a probable purchaser joins your e-mail record, an autoresponder need to instantaneously send out a verification e-mail inquiring anyone to confirm his / her subscription. The e mail must consist of <a href='http://www.killthepigeons.com/internet-marketing/make-the-best-from-your-time-invested-web-marketing-with-these-ideas/'>each </a>verify and turn down backlinks. Not merely will your prospects like this safety assess, but you will also reap the benefits of possessing verification that not just a solitary electronic mail of your own can be thought of as spam.</p>
<p>Keeping brand regularity is a potent word of advice that each and every electronic mail marketer should fully understand. No matter what style your electronic mail marketing and advertising message assumes, it ought to be as steady as is possible after a while, which means your customers constantly are aware of the conversation is from you. Delivering dissimilar e-mail makes it challenging to bear in mind what you are. Be sure to make an email checklist containing all-natural volumes. Getting or renting mailing listings is actually a very poor choice for e-mail marketing. Have the list out of your genuine associates and consumers, along with any networking that you have accomplished. This can help be sure that your record continues to be relevant, which will help grow your enterprise.</p>
<p>Make use of different sources and understand up to you perhaps can about the concept of email marketing and advertising. You can find lots of valuable textbooks or internet sites. There are a lot of classes that you might possibly <a href="http://www.bmtobacco.com/health/trusted-counseling-regarding-suffering-with-tinnitus/" class="broken_link">sign up for to </a>help you. Proofread your e-mails before you send them out. It is important that all the e-mail you deliver are appropriate. You should also test out the styles of your own email messages to make sure they may be exhibited correctly on diverse browsers and devices. In addition, in case you integrate back links in your own text, test out them for performance.</p>
<p>When you can see from your document above, it is crucial that a company owner practice proper email advertising protocol. You will lose consumers in case you don&#8217;t use common courtesy. Employing what you&#8217;ve see right here is an excellent step towards a profitable email marketing campaign!</p>
<p>You need to get your customers&#8217; consent in order to send out them any correspondence by electronic mail. Without the need of approval, you run the chance of dropping potential prospects and becoming labeled a spammer. Some ISPs may even consider blacklisting you, which could have a damaging impact on your organization. Keep up-to-day along with your competition by knowing what they&#8217;re undertaking in regards to e-mail marketing. Subscribe to their newsletter. By understanding what their marketing campaign is centered on, it is possible to make a a lot more unique and maybe much better strategy. You ought to seek out ways to bolster the aspects of your promotion that aren&#8217;t jogging as steady. Supply special offers structured off of what they are performing.</p>
<p>You should try making your e mail emails as individual as you can. Should they visit your message like a form letter, it will likely be deleted and you will definitely be blocked. Have your personalization earlier basically introducing a title in the first line of the email. Using their signup, you should know why they desired your emails and once they subscribed. Point out these items from the e mail message. You have to be prolonged with your email advertising method. While <a href='http://www.norxzyrtec.com/education/good-economic-management-pays-in-dividends-genuinely/'>you need to be </a>persistent, it ought to be together with the appropriate customers otherwise it is actually not planning to make that a good deal of distinction. Buyers that have established unresponsive to your email messages are not likely to become swayed by continued efforts, and might get discouraged along, as an alternative.
</p>
<p>S/N : 81e0d6904796970a2b2b2c66051d0568</p>
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            <title>How To Make Cash Money Online updated Tue Feb 7 2012 9:13 pm EST</title>
            <link>http://www.squidoo.com/successismandatorytoday</link>
            <description>If you are looking for solutions that can make your internet business operation better, solutions that can make your marketing more focused so you can reduce your expenses and let you work smarter not harder than I can help you at SuccessIsMandatoryToday

If you want to make cash money online with legitimate online money opportunities than know you have entered the no hype zone. The cash will come from your computer and you.

So sit back, relax and try to take it all in and see how I can help you succeed. The goal here is simple, get you profitable on the web.</description>
            <pubDate>Tue, 07 Feb 2012 21:13:34 -0600</pubDate>
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